Does your New Mexico business have enough liability coverage?
If you are relying on the liability coverage provided through a Business Owner’s Policy (BOP), then chances are you do not have enough. Although a BOP does provide liability coverage for businesses, it is often at a small limit and not enough to cover costs due to larger claims and lawsuits. You may also be missing coverages to protect against other losses.
Does your business need general liability coverage?
It is important to know which market your business falls into before you shop for liability insurance. Those businesses that fall into the “excess surplus market” are typically the businesses that are higher risk (i.e. Roofers, Truckers etc.). If your business falls into the “standard market” (i.e. technology companies, lawyers, retail stores etc.) then you qualify for a greater number of options. General liability insurance protects your business from a variety of things. Typically, your insurance agent can create a customized policy for you to include different types and amounts of coverage.
The following coverage is often included in a general liability policy:
Claims due to:
- Bodily injury
- Property Damage
- Terrorism coverage
- And more…
You Also May Be Interested In The Following Commercial Insurance Coverage
Quality commercial insurance coverage protects a business from many liability issues. Contact Josh Jackson and Jake Jackson at Jackson Insurance Solutions in Albuquerque for information on all of the business insurance lines we offer.
Business Liability - Commercial Auto - Professional Liability - Workers Compensation - Property Insurance - Commercial Umbrella - Directors & Officers Insurance - Cyber Liability Insurance - Builders Risk
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An Independent insurance agency for the State of New Mexico
Jackson Insurance Solutions provide commercial line insurance for the state of New Mexico and surounding areas. Including the communities of Albuquerque, Rio Rancho and Santa Fe.